What is avs mismatch?

AVS (Address Verification Service) mismatch occurs when the billing address provided by the customer does not match the billing address associated with the credit card being used for payment. This discrepancy can be caused by a typo, outdated information, or a fraudulent transaction.

AVS mismatch can occur during online transactions or in-person transactions where the credit card is physically swiped or inserted into a card reader. Merchants and payment processors often use AVS as a security measure to help prevent fraudulent transactions.

If an AVS mismatch occurs, the transaction may be flagged as potentially fraudulent, and the customer may be asked to verify their billing address with the card issuer or provide additional information to complete the transaction. In some cases, the transaction may be declined or put on hold until the issue is resolved.

Merchants can configure their payment processing systems to automatically decline transactions with AVS mismatches or to allow the transaction to go through with additional verification steps. It is important for merchants and customers to be aware of AVS mismatch issues and to take steps to resolve them to ensure a smooth and secure payment process.